Terms and Conditions

Last updated: 7/26/2025

1. Acceptance of Terms

By accessing and using Simpense ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Simpense is an AI-powered expense tracking web application that allows users to:

  • Capture, upload, or manually enter receipts and expenses
  • Automatically categorize and organize expenses using AI
  • View spending trends and generate reports
  • Export monthly or yearly expense reports
  • Store and manage receipt data

3. User Accounts

3.1 Account Creation

To use certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for safeguarding the password and for maintaining the confidentiality of your account. You agree not to disclose your password to any third party and to take sole responsibility for any activities or actions under your account.

4. Acceptable Use

You agree not to use the Service to:

  • Upload or transmit any content that is illegal, harmful, threatening, abusive, defamatory, or otherwise objectionable
  • Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity
  • Interfere with or disrupt the Service or servers or networks connected to the Service
  • Attempt to gain unauthorized access to any portion of the Service or any other systems or networks
  • Use the Service for any commercial purpose without our express written consent

5. Data and Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our Service. By using the Service, you agree to the collection and use of information in accordance with our Privacy Policy.

6. Intellectual Property

6.1 Our Content

The Service and its original content, features, and functionality are and will remain the exclusive property of Simpense and its licensors. The Service is protected by copyright, trademark, and other laws.

6.2 Your Content

You retain ownership of any content you upload to the Service, including receipts, expense data, and personal information. By uploading content, you grant us a non-exclusive, worldwide, royalty-free license to use, store, and process your content solely for the purpose of providing the Service.

7. AI and Data Processing

Our Service uses artificial intelligence to process receipt images and categorize expenses. While we strive for accuracy, AI processing may contain errors. You are responsible for reviewing and verifying all processed data before relying on it for financial or tax purposes.

8. Limitation of Liability

In no event shall Simpense, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

9. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

10. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which the Service is operated, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us through our support channels available in the application.